مروری بر مفاهیم نظری و ادبیات تجربی قیمت گذاری بیمه غیرعمر
|کد مقاله||سال انتشار||مقاله انگلیسی||ترجمه فارسی||تعداد کلمات|
|41594||2015||6 صفحه PDF||سفارش دهید||3370 کلمه|
Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)
Journal : Procedia Economics and Finance, Volume 20, 2015, Pages 157–162
It seems more and more that we live in a society afraid of everything, where everything can be considered as risk taking. This feeling of uncertainty and fear leads many individuals to manifest a great interest for safety. In the context of a risky society, the requirement for insurances is becoming more and more pronounced, the main concerns of the insureds being the guarantee of financial safety and security against a possible loss on a particular event. The entire process of insurance consists in offering an equitable method of transferring the risk in exchange for a predetermined price or tariff. This article is a review paper that describes the fundamental concepts of insurance pricing and reviews the main statistical tools used in insurance to reasonably discriminate the price.