دانلود مقاله ISI انگلیسی شماره 41595
عنوان فارسی مقاله

بیمه بیکاری مطلوب: هنگامی که جستجو مستلزم تلاش و پول است

کد مقاله سال انتشار مقاله انگلیسی ترجمه فارسی تعداد کلمات
41595 2015 17 صفحه PDF سفارش دهید محاسبه نشده
خرید مقاله
پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.
عنوان انگلیسی
Optimal unemployment insurance: When search takes effort and money ☆
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Labour Economics, Volume 36, October 2015, Pages 1–17

کلمات کلیدی
بیمه بیکاری - خطر اخلاقی - اطلاعات پنهان - بیکاری - جستجو کردن
پیش نمایش مقاله
پیش نمایش مقاله بیمه بیکاری مطلوب: هنگامی که جستجو مستلزم تلاش و پول است

چکیده انگلیسی

Searching for work is costly. It involves finding available positions, completing applications, and attending interviews, to name but a few of the activities involved. The optimal unemployment insurance (UI) literature models the cost of these activities as either a reduction in leisure or an unpleasant bad that reduces utility, ignoring their associated monetary costs. If search requires out of pocket expenses on goods and services that improve the probability of a successful job search, a low UI benefit may make a job search unaffordable. This paper investigates the optimal structure of UI in an economy where job search is not only unpleasant, but also requires a monetary investment. Numerical experiments suggest that without access to capital markets, the optimal UI system should include a higher benefit for the newly unemployed than is implied by assuming a job search is free. This allows workers to purchase the stock of goods and services needed to find work. In contrast, when workers can accumulate savings, more benefits should be provided to the long-term unemployed, so they have the financial resources needed to conduct a job search even as they exhaust their own savings.

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