دانلود مقاله ISI انگلیسی شماره 41726
عنوان فارسی مقاله

مشارکت و رقابت خارجی بانکداری: شواهدی از صنعت بانکداری اندونزی

کد مقاله سال انتشار مقاله انگلیسی ترجمه فارسی تعداد کلمات
41726 2015 13 صفحه PDF سفارش دهید محاسبه نشده
خرید مقاله
پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.
عنوان انگلیسی
Foreign participation and banking competition: Evidence from the Indonesian banking industry
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Journal of Financial Stability, Volume 19, August 2015, Pages 70–82

کلمات کلیدی
بانک رقابت - نفوذ خارجی - حالت ورود
پیش نمایش مقاله
پیش نمایش مقاله مشارکت و رقابت خارجی بانکداری: شواهدی از صنعت بانکداری اندونزی

چکیده انگلیسی

Foreign participation in Indonesian banking has expanded from the establishment of foreign de novo banks into the acquisition of existing local banks. The increase in foreign participation has therefore not been associated with a growing number of banks. This study aims to examine the competitive behavior of foreign and local banks as a competitive banking industry is important in boosting economic efficiency and economic growth. This study also examines the role of modes of entry of foreign banks on competition, either through the establishment of foreign de novo banks or the acquisition of local banks. The recent methodological refinements of the Panzar–Rosse method developed by Bikker et al. (2011) are employed to estimate the level of competition among local and foreign banks. Generally, the foreign banks, particularly foreign de novo banks behaved more competitively than local banks, and their penetration is therefore important in creating a contestable market. This study found that in terms of assets, on average foreign de novo banks were smaller, more efficient, and had lower overhead costs, so they could offer lower loan rates and disburse more loans. The recent consolidation in the Indonesian banking industry may have an adverse impact on competition as it restricts the establishment of foreign de novo banks.

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