دانلود مقاله ISI انگلیسی شماره 41940
عنوان فارسی مقاله

نقش اعتبار بانک بر رشد محلی: آیا سیاست ها و بحران ها مهم هستند؟

کد مقاله سال انتشار مقاله انگلیسی ترجمه فارسی تعداد کلمات
41940 2013 13 صفحه PDF سفارش دهید محاسبه نشده
خرید مقاله
پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.
عنوان انگلیسی
Role of bank credit on local growth: Do politics and crisis matter?
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Journal of Financial Stability, Volume 9, Issue 1, April 2013, Pages 13–25

کلمات کلیدی
بانک های دولتی - اعتبار بانکی - رشد محلی - بحران - انتخابات
پیش نمایش مقاله
پیش نمایش مقاله نقش اعتبار بانک بر رشد محلی: آیا سیاست ها و بحران ها مهم هستند؟

چکیده انگلیسی

Although state-owned banks are expected to promote the growth of less-developed regions, especially in developing economies, several cross-country studies report that lending by state banks is associated with the inefficient allocation of credit and low levels of development. Further, state banks have been found to lend to their cronies, especially around elections. In this paper, we study the lending activities of state-owned and private banks during the period 1992–2010 and analyze the relationship between the credit these banks provide and local economic growth in Turkey during crisis periods and in election years. We find that the share of state-owned banks in the credit market in crisis periods and local election years is significantly higher than their share in non-crisis and non-election periods. The per capita real credit that state-owned banks provide during crisis years is found to be positively associated with local growth in all provinces. Our results suggest that although state-owned banks might issue loans for political reasons in election periods, they also seem to play an important role in offsetting the adverse effects of economic shocks, especially in developed provinces.

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پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.