برخی از ابعاد در ارتباط با اندازه گیری ریسک اعتباری
|کد مقاله||سال انتشار||مقاله انگلیسی||ترجمه فارسی||تعداد کلمات|
|48634||2013||7 صفحه PDF||سفارش دهید||محاسبه نشده|
Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)
Journal : Procedia Economics and Finance, Volume 6, 2013, Pages 668–674
The paperwork outlines the importance of risk management within financial institutions and focuses on the credit risk, given that the statistics have revealed that the overwhelming majority of the banks’ bankruptcies are caused by the credit operations. Therefore the paper concentrates on, what the author thinks to be the hub of the quantitative and qualitative models, the scoring/rating models, considered to be the common denominator of them. The risk modelling processes deployed by every entity should be continuously backed up by the rational judgements. The improvement of the risk modelling and of the framework of the rational judgements brings added value in the financial institutions operations.