دانلود مقاله ISI انگلیسی شماره 48921
عنوان فارسی مقاله

به اشتراک گذاری خطر درون خانوار برای پس انداز و عرضه نیروی کار چقدر مهم است؟

کد مقاله سال انتشار مقاله انگلیسی ترجمه فارسی تعداد کلمات
48921 2013 17 صفحه PDF سفارش دهید محاسبه نشده
خرید مقاله
پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.
عنوان انگلیسی
How important is intra-household risk sharing for savings and labor supply?
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Journal of Monetary Economics, Volume 60, Issue 6, September 2013, Pages 650–666

کلمات کلیدی
به اشتراک گذاری خطر درون خانوار - خانواده چند نفره - خطر بیکاری ویژه - بازارهای ناقص - انگیزه احتیاطی
پیش نمایش مقاله
پیش نمایش مقاله به اشتراک گذاری خطر درون خانوار برای پس انداز و عرضه نیروی کار چقدر مهم است؟

چکیده انگلیسی

While it is recognized that the family is a risk-sharing institution, little is known about the quantitative effects of this source of insurance on savings and labor supply. In this paper, we present a model where workers (females and males) are subject to idiosyncratic employment risk and where capital markets are incomplete. A household is formed by a female and a male, who decide on consumption, savings and labor supplies. In a calibrated version of our model we find that intra-household risk sharing has its largest impact among wealth-poor households. While the wealth-rich use mainly savings to smooth consumption across unemployment spells, wealth-poor households rely on spousal labor supply. For instance, for low-wealth households, average hours worked by wives of unemployed husbands are 8% higher than those worked by wives of employed husbands. This response in wives’ hours makes up 9% of lost family income. We also study consumption losses upon an unemployment spell, precautionary savings and the crowding out effects of the public unemployment insurance program on the extent of risk sharing within the household.

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