|کد مقاله||سال انتشار||مقاله انگلیسی||ترجمه فارسی||تعداد کلمات|
|83362||2017||15 صفحه PDF||سفارش دهید||6049 کلمه|
Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)
Journal : Research in International Business and Finance, Volume 42, December 2017, Pages 1327-1335
This study conducts a stochastic frontier analysis and adopts meta-frontier approach towards Malaysian banksâ data and finds that conventional banks are more cost efficient than Islamic ones. The primary factors contributing to the differences in efficiency between the two banks are the wide disparity from their respective best banks and technological constraints. While few Islamic banks use technologies that are similar and close to the industryâs standard, many others have diverse technologies. The latter can be attributed to differences in organisational structure and operational processes. By contrast, conventional banks are closer in terms of structure and processes to their best bank and adopt technologies that are almost similar to those used in the industry. These findings show that a different treatment is required in terms of the policy, regulations, and management for both bank types, a key implication for policy makers, bank regulators, and industry players.