دانلود مقاله ISI انگلیسی شماره 99585
کد مقاله سال انتشار مقاله انگلیسی ترجمه فارسی تعداد کلمات
99585 2017 54 صفحه PDF سفارش دهید 15347 کلمه
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پس از پرداخت، فوراً می توانید مقاله را دانلود فرمایید.
عنوان انگلیسی
Financial literacy, financial advisors, and information sources on demand for life insurance
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Pacific-Basin Finance Journal, Volume 43, June 2017, Pages 218-237

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چکیده انگلیسی

A logistic regression model was used to investigate the effects of financial literacy, financial advisors, and information sources on life insurance participation. Our empirical findings suggest that people with high financial literacy are more likely to purchase life insurance and that consultations with financial advisors and conversations with family members and friends are both positively associated with the demand for life insurance. Participant characteristics, such as age, gender, marital status, working status, and personal income, are also major factors affecting the demand for life insurance. Moreover, the Taiwan Financial Supervisory Commission education program can increase the demand for life insurance.

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