موفقیت قرضه های کوچک در میان شکست اقتصاد کلان: تجربه بانک "راکیات"اندونزی در طول بحران شرق آسیا

The Bank Rakyat Indonesia (BRI) unit system is recognized as one of the largest and most successful microfinance institutions in the world. Indonesia has been more drastically affected by the East Asian monetary crisis than other countries in the area. It is therefore worthwhile looking at the BRI experience during the crisis—not only the experience in microenterprise credit, but also in small, medium and corporate credit and in savings mobilization. The comparative performance of different parts of BRI during the East Asian crisis suggests essential features in the future design of sustainable microfinance institutions, products, and delivery systems.