دانلود مقاله ISI انگلیسی شماره 21148
ترجمه فارسی عنوان مقاله

روابط تامین کننده و استفاده کسب و کار کوچک از اعتبار تجاری

عنوان انگلیسی
Supplier relationships and small business use of trade credit
کد مقاله سال انتشار تعداد صفحات مقاله انگلیسی
21148 2004 22 صفحه PDF
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Journal of Urban Economics, Volume 55, Issue 1, January 2004, Pages 46–67

ترجمه کلمات کلیدی
امور مالی کسب و کار کوچک - شبکه های قومی - شبکه محله - انتخاب جانبی
کلمات کلیدی انگلیسی
Small business finance, Ethnic networks, Neighborhood networks, Adverse selection,
پیش نمایش مقاله
پیش نمایش مقاله  روابط تامین کننده و استفاده کسب و کار کوچک از اعتبار تجاری

This paper establishes some unique descriptive statistics about supplier relationships and the use of trade credit among minority small businesses and documents the importance that ethnic and geographic supplier ties play. Using data from a survey of small businesses in two Chicago neighborhoods, we find that the importance may differ across communities. Working with a nearby supplier and, in cases where language appears to be an issue, with a Hispanic supplier are associated with more credit for Hispanic-owned firms. However, no comparable relationships are observed for Black-owned firms. These patterns are generally confirmed using nationally representative data. In addition, the national data suggest that ethnic differences in trade credit outcomes can be partly accounted for by the presence of ethnic- and geographic-based supplier relationships.