دانلود مقاله ISI انگلیسی شماره 44704
ترجمه فارسی عنوان مقاله

برآورد کشش تقاضا با استفاده از قیمت گذاری غیرخطی

عنوان انگلیسی
Estimating demand elasticities using nonlinear pricing ☆
کد مقاله سال انتشار تعداد صفحات مقاله انگلیسی
44704 2014 14 صفحه PDF
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : International Journal of Industrial Organization, Volume 37, November 2014, Pages 178–191

ترجمه کلمات کلیدی
حالت ارتجاعی - غیر خطی - بیمه سلامت - خطر اخلاقی
کلمات کلیدی انگلیسی
Elasticity; Nonlinear; Health insurance; Moral hazardD40; I11; C14
پیش نمایش مقاله
پیش نمایش مقاله  برآورد کشش تقاضا با استفاده از قیمت گذاری غیرخطی

چکیده انگلیسی

Nonlinear pricing is prevalent in industries such as health care, public utilities, and telecommunications. However, this pricing scheme introduces bias into estimating elasticities for welfare analysis or policy changes. I develop a local elasticity estimation method that uses nonlinear price schedules to isolate consumers' expenditure choices from selection and simultaneity biases. This method improves over previous approaches by using commonly-available observational data and requiring only a single general monotonicity assumption. Using claims-level data on health insurance with two nonlinearities, I am able to measure two separate elasticities, and find that elasticity declines from − 0.26 to− 0.09 by the second nonlinearity. These estimates are then used to calculate moral hazard deadweight loss. This method enables estimation of many policies with nonlinear pricing which previous tools could not address.