دیدگاه انتقادی مقاله جدید چارچوب کفایت سرمایه صادر شده توسط کمیته بال و پیامدهای آن برای صنعت رتبه بندی آژانس

This paper will concentrate on two main areas. First, on the way in which the Committee intends to allocate capital by assessing risk on the basis of both external and internal ratings and, second, on how it intends to use recognised independent rating agencies. It also includes a comment on bank disclosure. The paper is written from the perspective of Fitch IBCA (FI), the world’s third largest international rating agency. As a result, other institutions, possibly with a different perspective, may not agree with its contents.