معماری نقشه راه مبتنی بر یادگیری فناوری: مطالعه موردی بانکداری اجتماعی در ایران

Technology roadmapping is a planning tool that plays a key role in technology, innovation and R&D decisions in range of business, industry and national levels and shows the path for development of required skills. As technology development engine in late industrialized countries is technological learning rather than innovation, we observe that the considerations and requirements of technology development in developing countries have been neglected in current published literature on technology roadmaps. In this paper, by introducing technological learning as an appropriate analysis level for technology roadmapping in developing countries, the main components of technological learning including technological capabilities (TCs) and catch up strategy have been identified and efforts have been made to integrate these components in the ordinary technology roadmap architectures and thereby introduce an appropriate architecture for industries in developing countries. Finally to validate the proposed architecture, technology roadmapping is applied for social banking in Iran based on the architecture.