دانلود مقاله ISI انگلیسی شماره 99445
ترجمه فارسی عنوان مقاله

توسعه داوطلبانه بیمه درمانی خصوصی در کشورهای شمال اروپا مطالعات اکتشافی در مورد عوامل زمینه ای خاص کشور

عنوان انگلیسی
Development of voluntary private health insurance in Nordic countries An exploratory study on country-specific contextual factors
کد مقاله سال انتشار تعداد صفحات مقاله انگلیسی
99445 2018 8 صفحه PDF
منبع

Publisher : Elsevier - Science Direct (الزویر - ساینس دایرکت)

Journal : Health Policy, Available online 16 March 2018

ترجمه کلمات کلیدی
بیمه سلامت خصوصی، مراقبت های بهداشتی، دسترسی به مراقبت، مراقبت های اولیه، مراقبت تخصصی، کشورهای شمال اروپا،
کلمات کلیدی انگلیسی
Private health insurance; Healthcare; Access to care; Primary care; Specialized care; Nordic countries;
پیش نمایش مقاله
پیش نمایش مقاله  توسعه داوطلبانه بیمه درمانی خصوصی در کشورهای شمال اروپا مطالعات اکتشافی در مورد عوامل زمینه ای خاص کشور

چکیده انگلیسی

The Nordic countries are healthcare systems with tax-based financing and ambitions for universal access to comprehensive services. This implies that distribution of healthcare resources should be based on individual needs, not on the ability to pay. Despite this ideological orientation, significant expansion in voluntary private health insurance (VPHI) contracts has occurred in recent decades. The development and role of VPHIs are different across the Nordic countries. Complementary VPHI plays a significant role in Denmark and in Finland. Supplementary VPHI is prominent in Norway and Sweden. The aim of this paper is to explore drivers behind the developments of the VPHI markets in the Nordic countries. We analyze the developments in terms of the following aspects: the performance of the statutory system (real or perceived), lack of coverage in certain areas of healthcare, governmental interventions or inability to reform the system, policy trends and the general socio-cultural environment, and policy responses to voting behavior or lobbying by certain interest groups. It seems that the early developments in VPHI markets have been an answer to the gaps in the national health systems created by institutional contexts, political decisions, and cultural interpretations on the functioning of the system. However, once the market is created it introduces new dynamics that have less to do with gaps and inflexibilities and more with cultural factors.